Lightning Can be Deadly

Summer is the peak season for one of the nations deadliest weather phenomena— lightning. But don’t be fooled, lightning strikes year round. In the United States, an average of 54 people are reported killed each year by lightning. To date, there have been 16 deaths in 2012. Hundreds of people are permanently injured each year. People struck by lightning suffer from a variety of long-term, debilitating symptoms, including memory loss, attention deficits, sleep disorders, chronic pain, numbness, dizziness, stiffness in joints, irritability, fatigue, weakness, muscle spasms, depression, and more. Lightning is a serious danger.

via NWS Lightning Safety.

10 Most Dangerous Jobs in America

Before you complain about punching the time clock, read this list for some perspective. Maybe the coffee stinks and you don’t like your boss, but at least the threat of death or injury isn’t perpetually hanging over your head. The order may change from year to year, but these are typically the most dangerous jobs in America.

1. Logger

2. Pilot

3. Fisher

4. Iron/Steel Worker

5. Garbage Collector

6. Farmer/Rancher

7. Roofer

8. Electrical Power Installer/Repairer

9. Sales, Delivery, and Other Truck Driver

10. Taxi Driver/Chauffeur

via HowStuffWorks “10 Most Dangerous Jobs in America”.

Warning – Confined Space

Confined Spaces can be dangerous.

“Confined Space” refers to a space which by design has limited openings for entry and exit, unfavorable natural ventilation which could contain or produce dangerous air contaminants, and which is not intended for continuous employee occupancy. Confined spaces include but are not limited to storage tanks, compartments of ships, process vessels, pits, silos, vats, degreasers, reaction vessels, boilers, ventilation and exhaust ducts, sewers, tunnels, underground utility vaults, and pipelines. According to data collected by the U.S. Department of Labor USDOL, Bureau of Labor Statistics BLS Census of Fatal Occupational Injuries CFOI program, fatal injuries in confined spaces fluctuated from a low of 81 in 1998 to a high of 100 in 2000 during the five-year period, averaging 92 fatalities per year.

via CDC – Confined Spaces – NIOSH Workplace Safety and Health Topic.

How to Create a Disaster Plan

Preparing for the worst can help minimize the risk. Sample disaster plans are widely available on the Internet, including the SBA’s Web site, and can be customized for your business needs.

Here’s a short list of how to prepare to best protect your business, should disaster strike:

  • Review insurance policies. It’s smart for any business owner to take out property insurance policies, which cover the cost of replacing damaged or destroyed equipment or buildings. But also consider business interruption insurance, which covers lost income in the event that your business is forced to shut down temporarily.
  • Develop a contingency plan. Come up with a list of backup vendors or suppliers in case your primary ones are shut down. Consider alternative work sites so that you can keep operating. Keep a list of twenty- four- hour emergency numbers for all your employees, and develop a quick and efficient way of keeping employees informed.
  • Back it up. Make backup copies of all critical records, such as accounting and employee data, customer lists, production formulas and inventory. Keep that information in a separate location at least fifty miles away, or subscribe to a online data backup service provider.

via How to Create a Disaster Plan – Small Business – WSJ.com.

What Are The Risks? – Rethinking Drinking

What are the risks of drinking?

You may have heard that regular light to moderate drinking can be good for the heart. With heavy or at-risk drinking, however, any potential benefits are outweighed by greater risks, including

  • Injuries. Drinking too much increases your chances of being injured or even killed. Alcohol is a factor, for example, in about 60% of fatal burn injuries, drownings, and homicides; 50% of severe trauma injuries and sexual assaults; and 40% of fatal motor vehicle crashes, suicides, and fatal falls.
  • Health problems. Heavy drinkers have a greater risk of liver disease, heart disease, sleep disorders, depression, stroke, bleeding from the stomach, sexually transmitted infections from unsafe sex, and several types of cancer. They may have problems managing diabetes, high blood pressure, and other conditions.
  • Birth defects. Drinking during pregnancy can cause brain damage and other serious problems in the baby. Because it is not yet known whether any amount of alcohol is safe for a developing baby, women who are pregnant or may become pregnant should not drink.
  • Alcohol use disorders. Generally known as alcoholism and alcohol abuse, alcohol use disorders are medical conditions that doctors can diagnose when a patient’s drinking causes distress or harm. In the United States, about 18 million people have an alcohol use disorder.

Beyond these physical and mental health risks, frequent heavy drinking also is linked with personal problems, including losing a driver’s license and having relationship troubles.

via What are the risks? – Rethinking Drinking – NIAAA.

The Five Steps of Risk Management Leads To Lower Cost

There are five steps to risk management:

  • Identify
  • Analyze
  • Control
  • Finance
  • Measure

The most important step is “Identify” because you can’t Analyze, Control, Finance or Measure what you don’t know. Insurance is “NOT” risk management. Insurance is “FINANCING” risk. Managing risk 365 days a year vs. buying insurance 1 day a year is the key to lowering the total cost of risk (TCOR) for business.

Older Workers To Outnumber Younger Employees For The First Time

Whether out of economic need or simply a desire to continue working, many baby boomers aren’t leaving their jobs anytime soon.

In fact, many workers 55 and older are staying in the workforce. By year’s end their numbers will surpass those who are aged 25 to 34. And the trend is expected to continue for the foreseeable future — until 2020.

via Older Workers To Outnumber Younger Employees For The First Time.

Stop the Strain at Work

Overexertion has long been among the leading causes of nonfatal workplace injuries, and attempts to combat it continue to be a burden on employers and their pocketbooks.  An estimated 3.5 million overexertion injuries occur every year, most of which are from excessive lifting, lowering, pushing, pulling or carrying. Back injuries are the most common form of overexertion in the workplace and can result in huge costs. According to a 2010 report from the Boston-based Liberty Mutual Research Institute for Safety, in 2008, overexertion cost businesses $13.4 billion in direct workers’ compensation costs – accounting for more than 25 percent of the overall $53.4 billion national burden.

via 6 11 Stop the Strain.

The Hidden Costs of Accidents

Accidents are more expensive than most people realize because of the hidden costs. Some costs are obvious — for example, Workers’ Compensation claims which cover medical costs and indemnity payments for an injured or ill worker. These are the direct costs of accidents.

But what about the costs to train and compensate a replacement worker, repair damaged property, investigate the accident and implement corrective action, and to maintain insurance coverage? Even less apparent are the costs related to schedule delays, added administrative time, lower morale, increased absenteeism, and poorer customer relations. These are the indirect costs — costs that aren’t so obvious until we take a closer look.

via Safety and Health Management Systems eTool | Module 1 – Safety and Health Payoffs – Costs of Accidents.

Campaign to Prevent Falls in Construction

A national campaign to prevent construction-worker falls was launched recently. The campaign encourages everyone in the construction industry to work safely and use the right equipment to reduce falls.  Special emphasis and activity will focus on residential construction contractors and workers.

FACT – FALLS KILL!

Falls are the number one cause of construction-worker fatalities, accounting for one-third of on-the-job injury deaths in the industry.

To turn this problem around, we need to promote the use of fall prevention practices by contractors and construction workers.

via CDC – Directory of NIOSH Construction Resources – Campaign to Prevent Falls in Construction.