Use your cell phone to take pictures of the accident.- If you are purchasing a new vehicle, be sure to note the standard and optional safety features, such as where and how many air bags come with the car. Research crash test results, and consider built-in monitoring services such as General Motors’ OnStar system. These can notify emergency personnel of an accident.
- If you have a cell phone, make any calls you need to make either in the privacy of your car, if you can, or away from any witnesses. Again, do not try to explain what happened to anyone on the phone, e.g. the tow truck driver. Just say, there has been an accident.
- Remain calm and above all remain silent. You will likely be disoriented and confused after a serious accident, even if think you’re uninjured. Many people will arrive at the scene of the accident and ask you “What happened?” You do not have to speak to anyone about what you think may have caused the accident. Above all, avoid saying anything that may incriminate you, such as “I’m sorry” or “I think it may have been speeding” etc. Such comments could end up causing you thousands of dollars.
- Write a list to yourself of what to do in case of an accident and keep it in your glove box. Read it and follow the instructions which you wrote to yourself.
- If you aren’t the one driving, in most, if not all cases, the middle back seat is the safest place to be, that is, with seatbelts. If the car crashes, you are in the middle seat and you are not wearing a seatbelt, you could be ejected from the vehicle, with fatal results.
- Be sure to exchange information with others involved in the accident and get information from eyewitnesses.
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Risk Profile Improvement
